Retirement Planning

With an ageing population, many of us will live longer through retirement than through our working lives. The financial implications for providing for adequate income in retirement are crucial. Regardless of your current life stage, it’s vital you receive proper financial advice. Whether you need to understand post retirement financial implications of your current provision, apply for employee pensions for your employees or indeed yourself, transfer pensions from existing pensions funds with former employers, we can help you navigate your way through retirement planning.

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Perpetual Independent Financial Advice, offers advice on the following range of products:

  • State Pension
  • Stakeholder Pensions
  • Personal Pension
  • Self-Investment Personal Pension Schemes (SIPPs)
  • Trustee Schemes
  • Retirement Plans
  • Drawdown Plans
  • Annuities
  • Transfer Plans (including section 32’s)
But there is much more to retirement planning, than simply pensions. Your individual strategy must encompass all of what is, for most, the biggest change to their financial circumstances in their adult life.

There has never been so much choice available, and knowing when to take up the best option for you is vital. You can choose from a range of benefits and investment options to make sure your needs are anticipated and met.

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It would be our pleasure to assist and advise you on your retirement planning.